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Insurer’s Permission to Settle: A Crucial Factor in Underinsured Motorist Benefits
Key Points
- Plaintiff settled an earlier lawsuit without insurer’s consent
- Michigan Court of Appeals upholds summary disposition for insurer
- Insurer’s consent is crucial for underinsured motorist benefits claims
Case Details
Summary Disposition for Insurer
A divided panel of the Michigan Court of Appeals has held that summary disposition for an insurer on an injured man’s claim for underinsured motorist benefits was proper. The reason for this decision was that the man settled an earlier lawsuit without the insurer’s consent.
Importance of Insurer’s Consent
Obtaining an insurer’s consent before settling a lawsuit is crucial for underinsured motorist benefits claims. This case serves as a reminder for individuals involved in car accidents to consult with their lawyer and insurance company before making any decisions regarding settlements.
Questions to Ask a Lawyer
When dealing with a motor vehicle accident, it’s essential to ask your lawyer the following questions:
“What are the steps I need to take to ensure I receive underinsured motorist benefits?”
“How do I obtain my insurer’s consent before settling a lawsuit?”
“What are the potential consequences of settling without my insurer’s consent?”
Engagement and Discussion
As an engagement piece, this article aims to get people thinking about the importance of insurer’s consent in underinsured motorist benefits claims. Car accidents can be overwhelming, and it’s crucial to understand the legal aspects involved to protect your rights and interests. Consult with a lawyer and your insurance company to ensure you’re taking the right steps in your case.
Orginal article: Link To Article – provided by Legal Referral